Financial Analysis - Full EBITDA / UCA / Balance Sheet

The full picture. The way commercial bankers actually build it.

The Most Complete Financial Analysis Available Outside a Bank.

This tier runs the dual-method analysis used by commercial lenders on complex business files. Your financials are evaluated using both the EBITDA method and the Uniform Credit Analysis method, with a full balance sheet spread and trend analysis across three years. This is the same process a credit officer runs before presenting your file to a loan committee. You receive the completed workbook and a clear understanding of exactly how your numbers read.

The EBITDA and UCA methods each tell a different part of your financial story. Running both is what separates a thorough credit analysis from a surface-level review. This is the most comprehensive single-business financial analysis The Loan Desk offers.